Top money saving tips before pay day

By Kizzy Bass - December 28, 2017

We all know the feeling. When you have a tenner left in your bank account to last you the week until  pay day.

You’re probably eating baked beans from the tin and contacting friends on Facebook now you've run out of phone credit but somehow still find the spare cash for those shoes you’ve had your eye on recently.

It’s like Carrie Bradshaw once said, “When I first moved to NY and I was totally broke, sometimes I would buy Vogue instead of dinner. I just felt it fed me more.”

But we’re not encouraging you to avoid buying dinner – far from it.

Instead, we’re going to look at how to spread your money further while the clock is ticking down to pay day.



Sign up to voucher and discount websites, and more importantly download the apps to your smart phone so you can access them on the go. You’ll find all sorts of money off deals on entertainment, eating out and shopping with Voucher Codes; whereas Groupon will have lots of different vouchers for local establishments. One day you might be offered a half price spa treatment and another day a discounted hotel may be on offer.

Have a look out for other phone apps which may also save you a bit of dosh. Whatsapp, lets you text friends for free (you just need an Internet connection). If you’re always going over your mobile phone data allowance, download Onavo. The app not only compresses your data usage, meaning costs are lowered, but it’ll also give you a report which itemises your Internet usage so you can see where you’re spending too much time. For phone calls, Skype lets you make voice and video calls for free with an Internet connection.



If you’re flexible with days and times, you can often bag a bargain. Many restaurants have two-course lunchtime specials if you stick to a limited menu and cinemas often have cheaper nights

If you need a fashion fix, scout local charity shops and look out for sales in your favourite clothing stores. If you’ve got a preferred designer, sign up for sale alerts at Shopstyle.co.uk – you’ll get an email notification instantly when a relevant item goes on sale.


Alternatively, to get new clothes for absolutely nothing, arrange a clothes swapping party with your friends. This creates a win-win situation: you can get rid of the clothes screwed up at the bottom of your wardrobe and walk home with something new for free. Pray your friend brings along that very lovely denim jacket. And her red clutch bag. And those tie dye leggings.

Also be sure to check out any benefits you get through your employer. You may be entitled to discounts with local businesses, money off from clients you work for, or at the very least, childcare vouchers which can save a few pounds for parents with young children.



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13 comments

  1. Some great tips here, although eating cold beans from the tin is one of my bad habits!! (out of love though)

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    1. Thanks, I hope you enjoy your beans!

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  2. I am always broke haha so I definitely know what its like to need to be frugal with your money. I agree that discount codes and going for set menus is a great way of saving expenses!

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    1. I'm making 2018 my most focused year as far as money goes and being frugal is one of my plans!

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  3. You've got some great tips here! You've also just reminded me to look at my husband's employee discount scheme again!

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    1. I know it is so easy to overlook those extras that we can get through work. Hope your find some good ones.

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  4. Oh god I'm definitely going to have to use all of these tips and tricks since the next payday is a goood whopping 5 weeks away!!!! I'll be counting my pennies by the end of the Jan!



    www.nmdiaries.com

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    1. Me too, hope it's not too hard on you.

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  5. Never thought about checking benefits from my work that might help me save money. These are great tips, I use groupon loads

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    1. Thanks, I've used groupon a couple of times and got some great bargains.

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  6. I try to save a bit each month, and keep meaning to spend some time looking into all the discount websites etc. As anything I can save extra is a bonus, but I feel like I need a while day to get my head round it all. Love the tip about the clothing website will be signing up x

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  7. I used to love scouring charity shops for bargains! I check everything online before buying to make sure I get the best deal

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  8. The mobile phone data app could be a game changer for me. I'll be downloading that straight away

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